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How We’re Different

  • Our Robust Product Engine is Built for Speed
    We are well-positioned to deliver products swiftly to meet market demands and exceed client expectations.
  • Our Technology Driven Platform Redefines Flexibility
    A customized technology platform ensures business is processed properly and swiftly with precision and agility.
  • Our Commitment to Service Embodies a Swift Prowess
    Delivering with superior speed and accuracy for an enhanced customer experience.

Online Privacy Statement

Revol One Insurance Company and its affiliates (hereinafter referred to as “Revol One”, “We” “Us” or “Our”) respects your privacy and is committed to protecting your personal information. This Online Privacy Statement (herein “Statement”) describes how we manage personal information we may collect online from you or that you may provide when you visit our website (fp.revolonefinancial.com) (the “Website”) , including any Revol One online portal (“Portals”) accessible through the Website. We are providing this Statement so that you may understand the types of personal information that we collect, how we may use the information and with whom we may share the information. This statement applies to information we collect when you visit our Website and our Portals, when you access services or content on our Website and our Portals, or when you send email, text, and other electronic messages through our Website and our Portals or in offline communications. Revol One customers should also refer to our Revol One Privacy Notice and our Terms of Use. PLEASE READ THIS STATEMENT CAREFULLY. BY ACCESSING THE REVOL ONE WEBSITE AND/OR PROVIDING INFORMATION, YOU ARE CONSENTING TO THE TERMS OF THIS STATEMENT.

Our Website is directed to our customers and also to other users who are 18 years of age or older and reside in the United States or any of its territories or possessions.  By using this Website, you represent and warrant that you meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

Our Portals are not for users under the age of 18 and only for our customers.  If you are a customer of Revol One, and you access your account information through our customer service websites, we will handle that information in accordance with this policy.  Because of the nature of our services, we do not offer our products and services to those outside of the United States of America, although we recognize that once our customers purchase a Revol One product, they may later reside outside of the USA.

Information We May Collect and How We Use It

We collect several types of information from and about users of our Website and Portals, including information:

  • By which you may be personally identified, such as name, postal address, email address, telephone number, social security number, income, assets and employment information, medical information, and insurance claims history (“Personal Information”)
  • That is about you but does not specifically identify you; and
  • About your internet connection, the equipment you use to access our Website, and usage details.

We collect this information directly from you when you provide it to us, automatically as you navigate through the site, and from our business partners. Visiting the Website does not require that you provide any Personal Information.

The Website uses automatic data collection technologies, such as cookies and web beacons, to detect certain information about your equipment, browsing actions, and patterns. Cookie data is used to identify you and your preferences, and track your use of our Website. The information we collect automatically does not include personal information, but we may maintain it or associate it with Personal Information we collect in other ways. It helps us to improve our Website and our Portals and to deliver a more personalized service, including by enabling us to estimate our audience size and usage patterns, store information about your preferences, or recognize you when you return to the Website or to our Portals.
Our existing customers and financial professionals may register and create an account to access and use our online Portals. During the account registration process, we will collect information that may include information such as name, company/business organization, address, email address, telephone number, usernames, passwords and Social Security Number. We will collect and use this personal information in order to verify your identity and your relationship with Revol One, and to establish, maintain, and administer your online account with us. We will retain, use, and share this personal information in accordance with this Statement.

We use information that we collect about you or that you provide to us, including any Personal Information, to provide you with the best customer service, to facilitate our marketing, to help with product selection, to develop and improve our product offerings, to present our Website and our Portals to you, to provide you with information that you request from us, to provide you with products and services, to carry out our obligations to you as a customer, to enforce our rights, for legal or compliance reasons, or to fulfill any other purpose for which you provide it, in any other way we may describe when you provide the information, or for any other purpose with your consent.

Parties with Whom We Share Information

We may share information within our Revol One corporate family to our affiliates, and also to third party vendors that support our business, to serve and grow our relationship with you. We may also provide information to a buyer or other successor in the event of a merger, reorganization, dissolution or similar event. We may also disclose information if required by law, in response to a request from law enforcement, regulatory agencies or other government officials, or if necessary to enforce our rights, prevent harm or financial loss or in connection with an investigation of illegal activity. We also may disclose your information to fulfill the purpose for which you provide it (such as to respond to an email that you send to us), for any other purpose disclosed by us when you provide the information, or with your consent. Revol One does not sell your personal information to third parties.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

  • Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cook-ies, please note that some parts of this site may then be inaccessible or not function properly.
  • Promotional Offers from Revol One. If you do not wish to have your contact information used by us to promote our products or services, you can opt-out of those messages by clicking on the Opt Out link provided in the digital marketing communications you receive, by logging into the Portal (if you have an account) and adjusting your user preferences, or by sending us an email stating your request to notices@revolonefinancial.com. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions. This opt out does not apply to information provided as a result of a transaction with us or any other required communication regarding your annuity.

Children’s Privacy

Our Website and our Portals are not intend for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you believe that your child under the age of 18 has provided their information to Revol One without your permission, please contact us (see the Contact Us section below) so that we can identify and delete that information. Residents of certain states under 13, 16, or 18 years of age may have additional rights regarding the collection and sale of their personal information.

Security of Your Information

We use reasonable security measures to protect your personal information. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website or our Portals, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.
The transmission of information via the internet is not completely secure and we cannot fully guarantee the security of your information. Transmission of your personal information is at your own risk.

Persons with Disabilities

Revol One wants to ensure that every person has access to information related to our company, including this Statement. Please contact us if you would like this Statement provided in an alternative format, and we will try to meet your needs.

Residents of California

Pursuant to the California Consumer Privacy Act of 2018, as amended (“CCPA”), California residents have additional data privacy rights, including the following:

  • Right to know: You can request that we disclose to you: (1) the categories and/or specific pieces of personal information we have collected about you, (2) the categories of sources for that personal information, (3) the purposes for which we use that information, (4) the categories of third parties with whom we disclose the information, and (5) the categories of information that we disclose to third parties. You can make a request to know up to twice a year, free of charge.
  • Right to delete: You can request that we delete personal information collected from you and tell our service providers to do the same, subject to certain exceptions (such as if we are le-gally required to keep the information).
  • Right to correct: You may ask us to correct inaccurate information that they have about you.
  • Nondiscrimination: The right not to be subject to discrimination for asserting your rights under the CCPA.

To submit a CCPA privacy request, please send an email to notices@revolonefinancial.com with the subject line “Privacy Request”, or you may write to us at Revol One Insurance Company, ATTN: Privacy Request, 11259 Aurora Ave., Urbandale, IA 50322. If you make a privacy request under the CCPA, Revol One will ascertain your identity as required or permitted under the law before addressing your request. California residents have the right to opt out of the sharing of their personal information.

Other State Privacy Rights

Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Montana, Oregon, Tennessee, Texas, Utah, and Virginia provide (now or in the future) their state residents with rights to:

  • Confirm whether we process their personal information.
  • Access and delete certain personal information.
  • Correct inaccuracies in their personal information, taking into account the information’s na-ture processing purpose (excluding Iowa and Utah).
  • Data portability.
  • Opt-out of personal data processing for:
    • targeted advertising (excluding Iowa);
    • sales; or
    • profiling in furtherance of decisions that produce legal or similarly significant effects (excluding Iowa and Utah).
  • Either limit (opt-out of) or require consent to process sensitive personal data.

The exact scope of these rights may vary by state. To exercise any of these rights please send an email to notices@revolonefinancial.com with the subject line “Privacy Request”, or you may write to us at Revol One Insurance Company, ATTN: Privacy Request, 11259 Aurora Ave., Urbandale, IA 50322. If you make a privacy request under the CCPA, Revol One will ascertain your identity as required or permitted under the law before addressing your request.

Our Customers Outside of the US

If you reside outside of the US, you may have rights to change or modify data, or to delete data, de-pending on the country where you reside. The exact scope of these rights may vary by country. To exercise any of these rights please send an email to privacy@revolonefinancial.com with the subject line “Privacy Request”, or you may write to us at Revol One Insurance Company, ATTN: Privacy Request, 11259 Aurora Ave., Urbandale, IA 50322.

Contact Us

If you have any questions related to this Statement or would like to exercise any of the rights set forth herein, please send an email to notices@revolonefinancial.com with the subject line “Privacy Request”, or you may write to us at Revol One Insurance Company, ATTN: Privacy Request, 11259 Aurora Ave., Urbandale, IA 50322

Changes to This Statement

This Statement was last updated on February 14, 2024. We may update this Statement from time to time, and an updated Statement will be posted on our website. You are responsible for periodically visiting our Website and this Statement to check for any changes.

Revol One Financial
Revol One Financial
  • 11259 Aurora Avenue
    Urbandale, IA 50322
Contact Us
  • 800-579-9875
  • RevolOneFinancial.com

© 2025 All rights reserved. Privacy Policy | Terms of Use

Revol One Financial® is the marketing name for Revol One Insurance Company.  Revol One Insurance Company is responsible for its own financial and contractual obligations. Revol One Insurance Company is not authorized to conduct business in the state of New York.

The term “financial professional” is not intended to imply engagement in an advisory business with compensation unrelated to sales. Financial professionals will be paid a commission on the sale of an annuity.

* Rates current as of March 3, 2025 and subject to change at any time prior to policy issue in the discretion of Revol One Financial. The cap rate is declared in the contract and will not change during the applicable initial crediting period, but may change prior to a subsequent crediting period in the discretion of Revol One Financial, subject to the contract minimum. Please contact Revol One Financial for the most up to date terms and conditions.

This material is intended to provide educational information, and should not be considered financial advice or recommendations. Revol One Insurance Company is not acting in a fiduciary capacity with respect to any annuity contract.

Guarantees are subject to the financial strength and claims-paying ability of Revol One Insurance Company and subject to the terms and conditions of the product. Surrender and withdrawal charges may apply.

The S&P 500® is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Revol One Insurance Company S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); Revol One Insurance Company’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500®.

Indices are not available for direct investment.

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As Chief Distribution Officer at Revol One Financial®, Patrick Cahill leads the company’s sales strategy and distribution initiatives. He collaborates cross functionally to ensure Revol One Financial brings to market innovative annuity solutions that financial professionals are excited to offer, and their clients truly want.

With over 25 years of experience in the financial services industry, Patrick has held senior leadership roles across sales, business development, and strategic partnerships. His deep background in the annuity space spans wholesale distribution, institutional relationship management, and sales leadership. Prior to joining Revol One, he served as Head of Strategic Accounts at Coventry, overseeing institutional relationships and business development in the life settlements sector. He also previously led sales, marketing, and business development for a leading institutional turnkey asset management platform.

Patrick is committed to advancing the fixed index annuity market by aligning distribution strategies with a modern, technology-enabled experience that enhances client outcomes. He joined Revol One Financial to help build a differentiated, national platform focused on speed, simplicity, and innovation.

Outside of work, Patrick is a proud husband of over 17 years and devoted father who enjoys time with his wife and daughter. A former live-in nanny, his early travels abroad sparked a lifelong appreciation for family and adventure. He’s also a Philadelphia Tough Man Champion, Swifty-dad, and dog-dad to Roxy the cockapoo. Patrick proudly embodies the “Can and Will” spirit that powers the Revol One Financial Pack.

As Vice President of Marketing at Revol One Financial®, Cynthia Pearce-Karrick leads brand strategy, product education, and lead-generating sales support. With more than 30 years of experience in financial services and insurance marketing, she brings a deep understanding of how to create compelling narratives that connect with audiences, drive engagement and inspire action. Her focus: making it easier—and more engaging—for financial professionals to talk about annuities and their role in modern retirement planning.

Prior to joining Revol One Financial, Cynthia held senior marketing roles at National Western Life Insurance Company, NCMIC Group, and Wells Fargo, Inc., where she built and transformed brand identities, led customer experience initiatives, and implemented marketing strategies across complex product portfolios. Known for combining data, creativity and strategic insight, she has played a key role in multiple rebrands and consistently drives measurable impact.

Cynthia joined Revol One Financial to help make retirement planning feel more approachable — for financial professionals and their clients. With a passion for storytelling and a fast-paced, purpose-driven mindset, she simplifies the complex and crafts narratives that spark curiosity, build connections, and brings the Revol One Financial brand to life in bold, meaningful ways.

Outside of work, Cynthia loves beach time, cheering on her kids, and staying active with a good run. You’ll usually find her with an iced tea in hand—and always ready for what’s next.

Susy Gooding serves as a Strategic Advisor to Revol One Financial®, offering third-party insight and guidance to help the company compete boldly and effectively with legacy players. With a career rooted in high-growth environments and complex transformations, Susy brings sharp strategic thinking, deep financial acumen, and a forward-focused perspective to support Revol One Financial’s fast, nimble approach to revolutionizing retirement solutions.

Susy has more than a decade of board-level experience and an extensive leadership background across finance, capital markets, and corporate strategy. She was a key executive at Athene, where she helped lead the company through its IPO and later established its Treasury function. Following the merger of Athene and Apollo, she became Group Treasurer of Apollo, responsible for building an integrated strategic capital platform across a $60B financial services enterprise. Her career highlights include managing rating agency strategies, financial projections & analytics, capital markets, capital management, liquidity management, , and delivering technology-driven operational improvements.

At Revol One Financial, Susy brings not just experience, but energy—helping shape a smarter, faster, and more thoughtful path forward. Her ability to connect strategy, culture, and execution makes her a valuable ally in challenging the industry status quo.

When she’s not advising on growth and strategy, Susy enjoys spending time with family and friends and is recharged by being outdoors in nature.

As Chief Product Strategist at Revol One Financial®, Nate Wilbanks leads the design, development, and delivery of innovative retirement products—building a future-ready portfolio that reflects real customer insights and real market opportunity. With over 20 years of experience in annuity product strategy, Nate brings a sharp eye for trends, deep financial discipline, and a bold approach to creating solutions that drive value for customers, advisors, and stakeholders alike.

Nate played a pivotal role in launching Nationwide into the fixed index annuity space, helping the company grow to 3 in FIA sales by 2017. He’s also held product roles at Aviva, Sammons, and Allianz, and most recently advised insurers as a consultant at Milliman—applying predictive analytics to shape smarter product, marketing, and customer experience strategies.

A Fellow of the Society of Actuaries and a veteran of the Wisconsin Army National Guard, Nate blends strategic thinking with disciplined execution and a commitment to doing things better and faster. He joined Revol One Financial to help build something agile, relevant, and responsive to today’s evolving retirement landscape.

Nate lives in Columbus, Ohio with his wife and two sons. When he’s not developing new products, you’ll find him on the sidelines of a soccer or football field, cheering his kids on with the same passion he brings to the office.

As Chief Operating Officer at Revol One Financial, Matt Kerchal oversees all financial professional and client operations. With over 30 years of experience across operations, IT, and finance, he brings a sharp focus on efficiency and a relentless drive to simplify processes and elevate service.

Matt began his insurance career in the funeral home and cemetery sector, building a strong industry foundation before transitioning to annuities. He managed multiple carriers while working for a third-party administrator, then spent 16 years at Sammons Financial Group leading operations for both fixed and variable annuities. There, he also drove sourcing partnerships and led new venture initiatives, gaining deep experience in startup development and strategic innovation.

Matt joined Revol One to help build out a clean, cloud-native platform that works better for agents and clients. Fueled by transparency and a “get it done” mindset, he’s all about action—and jumping on opportunities with speed and precision.

When he’s not driving operational change, Matt enjoys time with his family and credits his relentless work ethic to his early experiences working on a ranch.

Mark Zesbaugh serves as Chairman and CEO of Revol One Financial®. A visionary leader with decades of experience in insurance, finance, and entrepreneurial growth, Mark leads with an entrepreneurial mindset and a drive to challenge the status quo. Under his leadership, the company is building a modern, agile platform designed to revolutionize how people feel, think, and experience retirement solutions—backed by a commitment to innovation, exceptional service, and speed to market.

Beyond his role at Revol One Financial, Mark is President of Entrepreneurial 180, LLC, where he provides strategic advisory services and growth capital to emerging companies across diverse industries. He maintains ownership stakes in a dynamic portfolio of businesses and plays an active role in helping them scale efficiently and profitably.

Mark’s career includes serving as President and CEO of Security Life Insurance Company, a national provider of ancillary life and health products. Earlier, he spent 17 years at Allianz Life Insurance Company, where he held multiple senior leadership roles—including CEO for five years. His experience also includes launching a Bermuda-based reinsurance operation and advising private equity firms on insurance M&A opportunities.

Mark holds a B.A. in Business Administration and Accounting from the University of St. Thomas. He became a Certified Public Accountant (CPA) in 1987 and earned the Chartered Financial Analyst (CFA) designation in 1995. He is an active member of YPO Gold, the CFA Institute, and the Twin Cities Society of Security Analysts, and he serves on multiple for-profit and nonprofit boards.

Outside of work, Mark enjoys exploring new places, golfing and spending time with his family—but his mind rarely rests. Whether he's on the move or off the grid, Mark is always thinking ahead, scanning the horizon for what's next and how to stay one step ahead in a rapidly evolving industry.

As Chief Financial Officer at Revol One Financial®, Brent Hipsher leads financial strategy to support profitable growth while balancing the needs of stakeholders. With over 20 years of experience in insurance finance, he’s committed to delivering transparent, high-quality results and building efficient, scalable processes that meet regulatory standards and drive long-term success.

Prior to joining Revol One Financial, Brent held senior finance roles at Allianz Life Insurance Company and Transamerica. His responsibilities spanned IFRS and U.S. statutory reporting, internal controls, risk-based capital, and financial planning and analysis. He led major initiatives like the IFRS 17 implementation and has a track record of developing future leaders in the industry.

Brent joined Revol One Financial to be part of a company that embraces innovation, moves with agility, and brings fresh thinking to the insurance industry. He’s energized by the opportunity to simplify how financial solutions are delivered and create lasting value for policyholders, partners, investors, and employees.

Known for his collaborative, solutions-focused approach, Brent brings a practical mindset and positive energy to every challenge. His leadership style is shaped by his personal mantra: “be smart, stay curious, have fun.” Outside of work, he enjoys traveling, running, golfing, and cheering on the University of Minnesota Gophers with his wife and two boys.

As Chief Information Officer at Revol One Financial®, Bob Guilmette leads all aspects of the company’s technology vision, strategy, and execution. With more than 30 years of experience in life and P&C insurance, consulting, and technology leadership, Bob is focused on building a fully modern, cloud-based platform that delivers best-in-class service to agents and customers—without the burden of legacy systems.

Before Revol One Financial, Bob helped architect and scale annuity platforms at The Hartford, supporting growth from $600 million to $10 billion in Variable Annuity sales. He brings that same innovative spirit to Revol One Financial, where he’s helping to redefine what’s possible in the insurance industry.

Bob joined Revol One Financial to break from the outdated, slow-moving tech of traditional carriers. He’s passionate about using today’s tools to bring products and experiences to market at cheetah speed—enabling faster, smarter service for financial professionals and their clients. His approach is guided by a deep belief that technology, when aligned with business goals, creates measurable value across the board.

Known for his hands-on leadership and “builder” mindset, Bob doesn’t just innovate at work—he’s also renovated seven homes himself, from plumbing to tile. Like the Revol One Financial cheetah, he’s fast, agile, and focused on the finish line.

Bill Crane leads Legal and Compliance at Revol One Financial, providing strategic counsel, managing legal risk, and ensuring regulatory compliance across the organization. With nearly 20 years of experience spanning legal and sales roles in the annuity and life insurance industry, Bill brings a rare blend of technical insight and business perspective to a fast-moving environment.

Before joining Revol One Financial, Bill served as Assistant General Counsel and later as Head of Advanced Markets at Global Atlantic Financial Group—where he transitioned from legal into sales leadership, a shift that continues to shape his agile approach today.

Joining Revol One Financial was a chance to help launch something bold and fresh—an annuity and life insurance company built to move fast with a focus on technology and service. Bill’s ability to bridge compliance and commerce makes him a key force in our effort to Revolutionize the norm.

When he’s not navigating complex legal landscapes, Bill enjoys time with his family, reading a good book, and sipping strong coffee—fueling his next sprint forward.

As Chief Actuary and Chief Risk Officer at Revol One Financial®, Adam Lei leads all actuarial and risk management functions. He serves as a trusted advisor on capital management and enterprise risk management, supporting financial planning and analysis, and helping to align and support Revol One Financial’s broader strategic objectives.

With over 20 years of senior leadership experience in banking and insurance Adam brings deep technical expertise and a collaborative mindset to his roles. He has held corporate leadership positions and contributed to industry standards—most notably as part of the team that developed the Actuarial Standard of Practice for Enterprise Risk Management, a milestone in shaping professional guidance for the insurance industry.

Before joining Revol One Financial, Adam was Vice President of Enterprise Risk Management (ERM), Asset and Liability Management (ALM), and Inforce Management at National Western Life Insurance Company, where he oversaw enterprise risk, asset-liability coordination, and inforce profitability. Before National Western, Adam led Aflac’s global risk and capital analytics function.

Adam was drawn to Revol One Financial by the opportunity to make a meaningful impact alongside a leadership team that shares his values. He thrives in the company’s collaborative culture, where cross-functional teamwork drives innovation, exceptional service, and the development of a strong, capable team.

Outside of work, Adam keeps his mind sharp with a quirky habit: doing three-digit multiplication in his head for fun. It’s just one example of the analytical focus he brings to everything he does.

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